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When it comes time to email or call a creditor, I become withdrawn. The world around me becomes very irritating. I have to muster up every ounce of energy I have within my bones to dial that number. Then telling the person on the other end, "I am a failure".
As a general rule most of the people/businesses that I owe just take down information like attorney, his phone number, and case number. The person on the other end of the phone falls back from being aggressive to a more passive state. Some even have offered words of consolation and understanding.
There were some who offer a word of encouragement which makes the whole process a little easier to bare. I still wish I did not have to drag my family through this whole process. I wish I could have made more money, been healthier.
In the Bible there is a passage that talks about Jesus. It reads, "But made himself of no reputation, and took upon him the form of a servant ... humbled himself ... ." (Philippians 2:6-8) This whole time and process is very, very, very humbling.
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